Once it is safe to inspect your property, the next crucial step is documenting the damage for insurance purposes. This process can be overwhelming, but following these steps will help ensure you have the right evidence to file a claim.

1. Document Thoroughly: Take clear photos and videos of all damages, both indoors and outdoors. Focus on structural issues, water damage, roof damage, and any ruined equipment or inventory.

   • Pro Tip: Take wide shots to capture the entire scene, followed by close-ups of the damaged areas. Date and time stamp all photos and organize them by category.

2. Contact Your Insurance Provider: Call your insurance provider as soon as possible to report the damage. Many companies have a set time frame within which you must report damage to be eligible for a claim.

   • Questions to Ask:

     • What does my policy cover?

     • How long do I have to file a claim?

     • Will an adjuster be sent to assess the damage?

3. Temporary Repairs: If you need to make immediate repairs (like patching a roof or boarding windows), document everything before and after the repairs. Keep all receipts for materials and labor, as many policies will reimburse you for temporary fixes to prevent further damage.

   Learn more about navigating insurance claims from the National Flood Insurance Program.

County-Specific Insurance Contacts:

• Charlotte County: www.charlottecountyfl.gov

• Lee County: www.leegov.com

• Collier County: www.colliercountyfl.gov